About Us

Hi, Spencer here. I’m thrilled to lead Grey Cardinal Insurance Group in the heart of the Lowcountry of South Carolina and Georgia. After graduating from the University of Colorado Boulder in 2010, I dove into the insurance industry with one of Colorado’s top brokerages, where I spent over a decade overseeing the employee benefits, Medicare, and life insurance departments. That experience taught me the ins and outs of protecting what matters most, and I carry that knowledge with me every day.

 

My wife, Ashley, and I left Colorado’s mountains, captivated by the Lowcountry’s stunning beauty, rich culture, and welcoming people. These qualities make Hilton Head truly special, and we’ve made it our home. What better way to contribute to the local economy than to create a business? We’re passionate about preserving what makes this place so unique while serving our community for generations to come. We decided to plant roots in the Lowcountry to give our son the chance to grow up in this incredible place we now call home. Family means everything to me, and it’s what fuels my dream of building a family business. With Ashley and my dad by my side, we’ve poured our hearts into Grey Cardinal Insurance Group, bringing expertise and a personal touch to our new neighbors.

 

I’m a guy who values trust, hard work, and simplicity. Whether I’m helping a small business find the right benefits plan or guiding a family through Medicare options, I approach every conversation with care, as if I’m sitting down with a friend. When I’m not working, you’ll find me chasing my son around the backyard, hitting the golf course, or enjoying a beach day with my family. I’m here to make insurance straightforward and stress-free. Let’s get started!