If you're an employer dedicated to attracting and retaining talent or boosting employee productivity, offering a valuable health benefit is important. After all, accidents happen every day. And then, out of nowhere, you're sideswiped by another motorist. Having great health insurance coverage is essential in such scenarios. That's especially true in South Carolina, where group health insurance stands out as a key consideration for businesses. Not only does a comprehensive insurance plan safeguard the health and wellness of your employees, but it also plays a key role in drawing in and keeping top talent.
While you might be most familiar with traditional group health plans, making that your go-to option may not always be the best fit for your organization in today's ever-evolving healthcare landscape. How can you determine if it's truly the right choice for your business? If you've been asking yourself that question, you're not alone. Many small businesses are in need of a group health insurance agency in Mount Pleasant, SC, to help them weigh their options. That's where working with Grey Cardinal Insurance Group starts to make a lot of sense.
At Grey Cardinal Insurance Group, we understand the importance of providing flexible, personalized, comprehensive, and cost-effective health benefits. Our knowledgeable group health insurance agents are ready to help you assess your needs and figure out the best group health plan options for your employees and your business.
Whether you're looking to implement traditional group health insurance policies or you're curious about ICHRA, Grey Cardinal Insurance Group is the name you can trust when it's time to navigate the complexities of employee benefits. Let's work hand-in-hand to create a health-benefits solution that empowers you, your business, and your employees.
At Grey Cardinal Insurance Group, one of the first questions we answer for our clients usually centers around the benefits of having group health insurance. As it turns out, investing in group health insurance for your company provides you with many benefits, including:
Investing in a group health insurance policy for your business can significantly lower your insurance premiums. When the costs are divided between the business and employees, health insurance is also more affordable for your team.
With group health insurance, your employees will enjoy increased access to a wider range of health insurance options due to reduced costs. With employers partially funding group health insurance, employees will find it easier to afford the coverage they require.
Small businesses can take advantage of a valuable health care tax credit when they provide group health insurance to their employees. This tax credit serves as a financial incentive, making it more affordable for small business owners to offer essential health coverage. Employers also have the opportunity to deduct the expenses associated with group health insurance premiums from their taxable income. This deduction can significantly lower their overall tax liability at the end of the year, ultimately contributing to improved financial stability for the business.
A recent study conducted by MetLife reveals that an attractive benefits package significantly influences employees' decisions to remain with their current employer or seek opportunities elsewhere. Among the various benefits, health insurance stands out as one of the most essential offerings that employees actively anticipate from their employers. This expectation underscores the vital role that comprehensive health coverage plays in employee satisfaction and retention in the workforce.
What are group health insurance plans for small businesses? Group health insurance plans provide health coverage benefits to a specific group of individuals, usually employees of a company or organization. According to the Social Security Administration (SSA), a group health plan (GHP) is associated with current employment. Employers with 20 or more employees are also required by law to offer their current workers and their spouses aged 65 or older the same GHP benefits, regardless of their age.
To better understand group health plans or group health insurance policies, it's useful to consider how they differ from individual health insurance. Individuals can apply to enroll in marketplace insurance providers for individual health plans. In contrast, group health plans are tailored specifically for the members of that group. For businesses, these health plans are often referred to as employer-based or employer-sponsored coverage.
A group health insurance plan is typically coordinated with the help of a group health insurance agent in Mount Pleasant, SC, and is sponsored and purchased by employers for their businesses. During the enrollment period, employees or group members can sign up for the plan. They also have the option to add eligible spouses and dependents, usually at an additional cost. The specifics of the plans can differ in terms of coverage levels, costs, number of participants, and the overall health of the members. Generally, a group with lower health risks tends to enjoy lower premiums.
Employees' contributions toward their premiums are deducted from their paychecks before taxes, making it a more cost-effective option. When a member of the group health plan visits a healthcare provider, the provider submits a claim to the insurance company, which then reimburses them according to the plan's coverage. Any remaining costs are paid out-of-pocket by the member, contributing towards their deductible or out-of-pocket maximum.
Like the menu at Langdon's Restaurant Wine Bar in Mount Pleasant, SC, employers have a litany of options to choose from when it comes to group health insurance plans in The Palmetto State. With these different types of group insurance, employers can usually find a health plan that aligns with both their budget and the specific benefits they want to offer. Among the most popular choices are health maintenance organizations (HMOs) and preferred provider organizations (PPOs).
High-deductible plans serve as another option. Employers can also consider self-funded plans, where employees pay their premiums directly to the employer. In this arrangement, the employer takes on the financial responsibility for all health care claims once the employee meets their health plan deductible and out-of-pocket maximum.
Check out this group health insurance plan comparison in Mount Pleasant, SC:
One of the most traditional options for group health insurance is the fully insured plan. Under this arrangement, your company pays a fixed premium to your insurance carrier annually, based on the number of employees participating in the coverage. The only instances that will cause your payment to change during the year are if an employee opts out or if there are fluctuations in the number of participants. The insurance carrier collects all premiums and handles any healthcare claims as per the policy you selected, while employees are responsible for any applicable deductibles or co-payments.
Level-funded plans, often referred to as partially self-funded plans, have been gaining traction among employers. Although these plans involve taking on more risk than fully insured options, they typically offer a more cost-effective alternative while still ensuring financial predictability. Level-funded plans can also provide greater flexibility in plan design compared to fully insured plans. You can think of them as a balanced option that bridges the gap between fully insured and self-funded plans. At Grey Cardinal Insurance Group, your group health insurance agent will walk you through the pros and cons of level-funded plans to help you decide whether they're right for your business and employees or not.
Self-funded plans have traditionally been favored by large companies, but they're gaining traction among smaller businesses as well. In a self-funded arrangement, employers take on the full responsibility for funding and managing the health insurance plan. While this might seem like a disadvantage, these plans often offer more affordable premium rates and greater control over the specifics of coverage compared to fully insured or level-funded options.
Group health insurance plans can differ significantly, but they generally cover a portion or all of the costs associated with medical care. This includes expenses for physician visits, longer stays at facilities such as The Artisan Mount Pleasant, approved inpatient and outpatient procedures, preventive care, prescriptions, and therapeutic treatments like physical and occupational therapy. They also cover emergency care, such as visits to the emergency room or urgent care centers. It's important for members to reach out to their health insurance providers to understand the specifics of what their plan covers and what their financial responsibilities are for both necessary and elective procedures.
Some group health insurance providers have also broadened their offerings to include mental health services and alternative treatments. Employers can further support their employees by providing extra coverage options, such as health savings accounts (HSAs) or health reimbursement arrangements, which can help alleviate some financial burdens.
When comparing individual and group health insurance, several key differences emerge. Like a group health plan, individual insurance covers either a single person or a family. However, the main distinction lies in how these plans are obtained: individual plans are purchased directly by the individual from an insurance provider or through a government marketplace, making the individual responsible for the total cost of their premiums. In contrast, group health plans are often facilitated by a group health insurance agent and share premium costs between the employee and employer.
Because group health insurance covers multiple people, the employer often has more leverage when negotiating premiums and benefits. However, all participants receive the same plan. On the other hand, individual healthcare plans can be tailored to suit a person's specific needs and budget, allowing for greater personalization.
Another important difference is the underwriting process for each type of plan. In individual plans, premiums may be higher for those with health risk factors and existing conditions if they choose not to purchase through a marketplace. Conversely, group insurance offers coverage at the same price for all employees, even those with pre-existing conditions. Individual health plans can also be portable, meaning they remain with the individual if they change jobs. This isn't the case with employer-sponsored plans; once an employee leaves, they must either find new coverage or continue their existing policy through COBRA (Consolidated Omnibus Budget Reconciliation Act).
In today's marketplace, many small business owners go with franchise or "big name" agencies to find group health insurance. While not wrong, this course of action can end up costing your company - and not only from a financial point of view. Working with a local group health insurance agency can provide you with many benefits that big-box options can't provide. What are they, you might be asking? Let's dig in and find out why it's always best to search for "local group health insurance agency near me."
A local group health insurance agent or broker - like those from Grey Cardinal Insurance Group - pulls on years of experience and knowledge to give you in-depth guidance centered around your group health insurance needs.
For a business owner, that includes audits on insurance benefits, group insurance plan recommendations for your employees, meeting with those employees to talk about additional benefits they need, and much more. For example, if you need to add benefits like vision, dental, or life insurance to your enrollment options, a group health insurance agent can walk you through your choices and the process as a whole.
But what about if you're just getting started? Navigating the often-complex landscape of health insurance can be particularly challenging for small business owners in such circumstances. A survey conducted by United Healthcare Consumer Sentiment revealed that only 7% of consumers could accurately explain common health insurance terms. That's why, at Grey Cardinal Insurance Group, we're committed to providing education for both you and your employees during enrollment meetings. Like Charles Pinckney National Historic Site in Mount Pleasant, SC, we stand tall for you and your business when you need us most.
One of the biggest reasons to choose a local agent is the ability to customize your plan. No two group health insurance plans are exactly the same, and with ongoing changes in healthcare regulations, it can be challenging to understand the options available to you.
So, what can businesses do to tackle this challenge? The answer lies in partnering with a local health insurance agent in Mount Pleasant, SC.
At Grey Cardinal Insurance Group locations, we prioritize listening to your needs and crafting a tailored plan that benefits both your business and your employees. During open enrollment, we take the time to meet with you and engage with your team to better understand the benefits they're looking for. This hands-on approach ensures that employees have direct access to our staff for any questions or concerns they may have. This level of support is something you simply won't find with large corporate insurance firms.
Engaging a local health insurance agent offers numerous advantages, particularly in terms of access to information and support. Local group health insurance agents are readily available to answer any inquiries that may arise. For instance, when a small business owner wishes to modify their benefits packages, they can easily reach out to a local agent to discuss potential adjustments. The agent can provide guidance in developing a well-structured and appropriate employee benefits package that reflects employee feedback. This collaborative approach can enhance employee satisfaction and improve the overall management of benefits options.
This point builds off the last point about local agents being on-call when you need them. Would you rather talk to a real person who you've spoken to before or an automated service when you have questions about your group health insurance? Pressing # to get help with one issue and then being transferred for help and starting the process over is very tedious.
With a local group insurance agent by your side, you'll have peace of mind knowing you'll have quick, quality customer service when you need it, and from a real person, too. If you need to submit a claim, your agent will be able to explain your coverage and options and walk you through the steps to complete your claim.
At Grey Cardinal Insurance Group, our health insurance agents live in the same communities you do, so they know what you are going through or dealing with and are likely already on top of it for you. With that added peace of mind, you can focus more clearly on the core aspects of your business.
No matter which group health insurance policy you decide on, Grey Cardinal Insurance Group is here to support you. Our experienced agents will collaborate closely with you to understand your needs and find the best health plan options for your business and employees. Reach out to us today to explore your small business group insurance options and get a quote.
GET IN TOUCH
MOUNT PLEASANT, S.C. (WCSC) - Charleston County officials are considering an alternative plan to improve Highway 41, aiming to minimize environmental impacts while easing traffic congestion in Mount Pleasant neighborhoods.The revised plan includes a new sidewalk stretching along Highway 41 from the Spinx gas station in Wando to the intersection at U.S. Highway 17.Following concerns from those living in the historic Phillips Community, the update also proposes building a new road known as the “Southern Parkway,” whic...
MOUNT PLEASANT, S.C. (WCSC) - Charleston County officials are considering an alternative plan to improve Highway 41, aiming to minimize environmental impacts while easing traffic congestion in Mount Pleasant neighborhoods.
The revised plan includes a new sidewalk stretching along Highway 41 from the Spinx gas station in Wando to the intersection at U.S. Highway 17.
Following concerns from those living in the historic Phillips Community, the update also proposes building a new road known as the “Southern Parkway,” which would link Highway 41 to Park West Boulevard. The road would provide residents in Park West and Dunes West an additional route in and out of their neighborhoods.
Officials say the road would cut through a wooded section of Laurel Hill County Park, but no trails would be affected. The area selected is currently unused, according to the County. Still, the Town of Mount Pleasant is pushing back.
The Town Council is expected to vote Tuesday on a resolution opposing the use of park land, citing concerns over tree loss, wildlife disruption and overall preservation.
“This is a compromise; no one is really happy with it,” Charleston County Councilman Herbert Sass, who represents District 1, said. “We went through about 13 different alternatives. This is the last alternative. It’s the only way this road works… building a two-lane road along the edge of Laurel Hill Park.”
Sass added that this portion of the project would force the County to clear approximately 10 acres of the 750 total acres of the park and an estimated two acres of wetlands.
The Highway 41 project originated from the 2016 Transportation Sales Tax referendum. Since 2017, Charleston County, Mount Pleasant and other stakeholders have struggled to reach an agreement.
The County says it is currently awaiting final right of way approval from the South Carolina Department of Transportation.
The Mount Pleasant Town Council meeting is scheduled for 6 p.m. Tuesday in the Town of Mount Pleasant Municipal Complex located at 100 Ann Edwards Lane.
Copyright 2025 WCSC. All rights reserved.
MOUNT PLEASANT — Boats sat idle in Shem Creek around noon July 2, as diners sauntered into restaurants along the crowded strip to peruse menus featuring all kinds of seafood, from crab to flounder to grouper.Shrimp, a hotly debated topic in recent weeks, is offered fried, boiled, blackened or piled onto grits at many of the establishments ...
MOUNT PLEASANT — Boats sat idle in Shem Creek around noon July 2, as diners sauntered into restaurants along the crowded strip to peruse menus featuring all kinds of seafood, from crab to flounder to grouper.
Shrimp, a hotly debated topic in recent weeks, is offered fried, boiled, blackened or piled onto grits at many of the establishments in this popular tourist section of the Charleston area.
Just beyond Shem Creek's restaurant row, manager Sarah Fitch assisted customers outside Mt. Pleasant Seafood, a family-owned retailer founded in 1945. The market currently sells three types of shrimp.
One is locally sourced. Two are imported.
Mt. Pleasant Seafood's signage does not denote its shrimp as local or imported, but the staff is transparent with customers about where it's coming from, Fitch told The Post and Courier within earshot of patrons waiting in line.
But not every local business is being open about its sourcing methods, members of the shrimping industry allege.
About six miles away at another popular tourist area in downtown Charleston, the S.C. Shrimpers Association and its lawyer announced they had added the names of 25 Charleston area restaurants to an existing lawsuit that accused 40 establishments of selling imported shrimp while advertising them as being local or wild caught.
The 25 restaurants cited by name extend from Shem Creek in Mount Pleasant to downtown Charleston, up to North Charleston and Summerville, across West Ashley and out to Folly Beach. Some are widely known, with others less so.
Addressing reporters in front of the Pineapple Fountain at Waterfront Park, Bryan Jones and Rocky Magwood of the S.C Shrimpers Association and the organization's attorney, Gedney Howe IV, criticized the practice of passing off imported shrimp as local.
"It's obviously the shrimpers, like myself, Rocky, and the entire fleet throughout South Carolina, that are affected when they're undercut by restaurants not buying our shrimp and then purchasing imported shrimp and selling it as local," Jones said.
Those claims met pushback from members of the seafood industry, including some of the restaurants that have been singled out — with many denying they have done anything to directly mislead customers.
The cost of imported shrimp is significantly cheaper, said the managers at Red's Ice House, Tavern & Table and Sunsets Waterfront Dining, all located along Shem Creek. At other establishments, including Mt. Pleasant Seafood, owners said cost coupled with a lack of local availability create a need for imported shrimp.
The release of restaurant names came weeks after 40 out of 44 restaurants tested in the Charleston area were alleged to be misleading customers with the sale of imported shrimp. In announcing the initial results in June, SeaD Consulting of Texas publicly identified the four restaurants found to be selling local or wild-caught shrimp, and accurately advertised as such. Left out were the names of the 40 other establishments.
SeaD's testing was commissioned by the Southern Shrimp Alliance, an industry trade association based in Tarpon Spring, Fla. SeaD officials declined a Post and Courier interview request.
The names of the remaining 15 businesses aren't expected to be released in the immediate future.
Owners spotlighted by the research firm largely refuted the claims that they mislead customers. Questions remain about how SeaD Consulting carried out its testing, as well as what criteria were used in determining which restaurants to test and how conclusions were drawn.
Testing results culminated with the Shrimpers Association filing a federal lawsuit on June 13 against all 40 restaurants initially accused of selling imported shrimp. An updated complaint was filed July 2 to name 25 businesses, but not the remaining ones.
It's unclear what the association, as well as SeaD Consulting, consider to be fraudulent. Howe said the Southern Shrimp Alliance, the group that funded the study, provided the restaurant list to the S.C. Shrimper’s Alliance.
SeaD officials would not address how the 44 places were selected to be tested, nor what the company considers to be fraudulent. SeaD's testing took place in late May, about a week before the commercial trawling season opened.
The lawsuit accuses the restaurants of false advertising and violating South Carolina's Unfair Trade Practices Act and the Lanham Act, a federal law that prohibits false advertising. According to the lawsuit, restaurant defendants "falsely advertised shrimp served in their establishments as 'local,' 'Carolina-caught' (and) 'fresh South Carolina shrimp,' among other misrepresentations."
"The SeaD Consulting results that we've been provided do not specify … which of the specific rules may have been violated to indicate that that facility had a violation. We've checked on every one that we've named, and we found things that we believe violated with the state of federal law," Howe said.
These are restaurants that SeaD Consulting determined were not actively advertising their shrimp as local, Howe said. Following a thorough review of menus, restaurant décor and marketing materials, The Post and Courier found no indications that many of the 25 restaurants explicitly claim to be selling wild-caught shrimp.
Some of the restaurants may not be familiar to the average Charleston diner. But the testing results paint a broad picture of alleged deceit in a restaurant industry reliant on places serving seafood.
SeaD’s list featured Dockside Charlie's, a virtual kitchen operating out of O’Charley's. It is only available through online delivery services.
"We take the quality and standards of our seafood very seriously," a spokesman for Dockside Charlie's said in a statement. "We have yet to be served anything related to the lawsuit in question and, as such, cannot comment on something which we have not seen. If and when we receive more information, we will, of course, investigate it fully."
The complaint also listed Poseidon's Playground, a food truck in North Charleston, that serves shrimp tacos. Its menu makes no claim that they are made with wild-caught shrimp.
Teri Turner, manager of a Cajun seafood restaurant in North Charleston called Crab Du Jour, said they make no such assertion. The business does not sell locally sourced shrimp and doesn't claim to, she said. Their shrimp comes frozen from an outside provider.
Turner said the restaurant only claims to offer fresh seafood, so she can't figure out why the group was targeting them.
"I think it is unfortunate that they have to lie," she said. "We do good business here, and we are very honest with our customers."
Red’s Ice House lists "local peel ‘n eat shrimp" in its Lowcountry boil, even though the restaurant acknowledged they are sourced from outside the U.S.
"That should have come off our menu a long time ago," said Skipper Kress, a manager at the Shem Creek restaurant. "We don’t get local shrimp right now."
Hyman’s Seafood, a downtown mainstay which draws a line down Meeting Street most days, does not claim to sell wild-caught shrimp in marketing materials. Some of its social media posts in the past, however, have alluded to local sourcing. Hyman’s ownership recognized that those posts implied that “we were serving fresh shrimp, when in fact we were serving imported shrimp at those times."
MOUNT PLEASANT – A splash pad, exercise equipment and elements that nod to long-gone landmarks are features of the expanded Memorial Waterfront Park under the Arthur Ravenel Jr. Bridge.Motorists can catch a glimpse of the park's basketball and pickleball courts when coming off the bridge into Mount Pleasant. For roughly two years, crews with Hill Construction worked to turn the swath of dirt and grass beneath the bridge into an extension of the ...
MOUNT PLEASANT – A splash pad, exercise equipment and elements that nod to long-gone landmarks are features of the expanded Memorial Waterfront Park under the Arthur Ravenel Jr. Bridge.
Motorists can catch a glimpse of the park's basketball and pickleball courts when coming off the bridge into Mount Pleasant. For roughly two years, crews with Hill Construction worked to turn the swath of dirt and grass beneath the bridge into an extension of the "crown jewel of Mount Pleasant."
The area beneath the Ravenel Bridge on Harry Hallman Jr. Boulevard remained an undeveloped grass lot for years, primarily used for overflow parking during events like the Sweetgrass Basket Festival or the Blessing of the Fleet.
But on June 2, the park was almost finished as Special Projects Manager Steve Gergick walked through, chatting with construction crew members who fiddled with equipment and sealed light fixtures.
Save for a small field in the center blocked off with orange fencing to protect the sprouting new grass and four basketball backboards with no nets, the latest iteration of Memorial Waterfront Park appeared ready to welcome visitors.
After a series of permitting and construction delays, the $6.75 million expansion officially opened on June 4. Originally scheduled to open in 2024, the park expansion across from the pier and the Sweetgrass Cultural Arts Pavilion, will open the same day.
"We've been trying to cross that finish line for a long time," said Gergick. "We didn't want to open it up before it's in good condition for the public."
A piece of the Grace Memorial Bridge is on display at the front of the park, accompanied by a historical marker, a remnant of the Ravenel Bridge's predecessor that connected Mount Pleasant to Charleston. The Grace Memorial Bridge, along with the Pearman Bridge, were demolished in 2005.
MOUNT PLEASANT — Mount Pleasant shoppers won’t have to wait long for their latest grocery store option.Aldi — touted as one of the nation’s fastest-growing grocery chains — will officially open its second East Cooper location at 3153 Highway 17 and KOA Campgrounds Road at 9 a.m. on July 17.Known for its quarter-deposit shopping carts and bring-your-own-bag policy, the chain continues to grow its customer base through its no-frills model.Plans for the second location ...
MOUNT PLEASANT — Mount Pleasant shoppers won’t have to wait long for their latest grocery store option.
Aldi — touted as one of the nation’s fastest-growing grocery chains — will officially open its second East Cooper location at 3153 Highway 17 and KOA Campgrounds Road at 9 a.m. on July 17.
Known for its quarter-deposit shopping carts and bring-your-own-bag policy, the chain continues to grow its customer base through its no-frills model.
Plans for the second location was announced about two years ago.
"I am brimming with anticipation for their new store," said Daniel Brownstein, a Mount Pleasant Town Council member, who's been updating residents on the opening date through social media posts.
To mark the grand opening, the Illinois-based grocer will offer swag bags and gift cards to the first 100 customers. Shoppers can also enter a sweepstakes for a $500 gift card throughout opening weekend.
The store will be open daily from 9 a.m. to 8 p.m.
This location is Aldi’s seventh in the Charleston region, with others in James Island, North Charleston, Goose Creek, Mount Pleasant and Summerville. Its first area store opened in 2015 off Dorchester Road in a former bowling alley.
Roughly 90 percent of Aldi’s inventory consists of exclusive brands at low prices, including organic meats, fresh produce, sustainable seafood, wine and cheese, frozen foods and home goods.
The chain eliminated single-use plastic bags at the end of 2023, offering customers paper bags for a fee at checkout. Customers’ quarter deposits are returned when grocery carts are returned to the corral.
Founded by the Albrecht family in Germany in 1961, Aldi now operates 2,356 stores across the U.S. The grocer has seen a dramatic increase in foot traffic in recent years — topping 900 million visits in 2024, a 51.2 percent increase from 2019, according to a Grocery Report 2025 by Chicago-based JLL commercial real estate investment firm.
Aldi remained the fastest-growing grocer in 2024, according to the report, adding over 2.3 million square feet of new space with 105 new openings, its second consecutive year in which it opened over 100 new locations.
The Mount Pleasant location supports Aldi’s goal to launch 225 new locations nationwide in 2025 and open 800 stores by the end of 2028.
It's the newest offering in the East Cooper's abundant supermarket lineup that includes Fresh Market, Whole Foods, Publix, Harris Teeter, Trader Joe's, Target and Walmart.
MOUNT PLEASANT, S.C. (WCSC) - Mount Pleasant leaders made a recent update to Tree Protection Zones to protect the town’s natural resources.A recent update to Mount Pleasant Tree Protection Zones is expanding how town leaders measure areas of protection for trees. The protection zone covers the space in a circular area around the bottom trees. The newest rule covers a one-foot radius per one i...
MOUNT PLEASANT, S.C. (WCSC) - Mount Pleasant leaders made a recent update to Tree Protection Zones to protect the town’s natural resources.
A recent update to Mount Pleasant Tree Protection Zones is expanding how town leaders measure areas of protection for trees. The protection zone covers the space in a circular area around the bottom trees. The newest rule covers a one-foot radius per one inch of diameter at breast height of trees.
Town of Mount Pleasant Planning Department Urban Forester Eddie Bernard says current codes list different tree protections based on the type of property. Tree sizes of eight inches and larger on commercial buildings, including schools, churches and recreation facilities, are protected. Residential properties with trees 16 inches or larger also see protections.
Bernard says the update places greater emphasis on protecting pine trees.
“Pine trees historically were not a protected species outside of special buffers,” Bernard says. “They are now protected at 24 inches and larger. So residential 16 inches and larger typically is a protected tree size, minimum size, so now pine trees are unique in that sense now that they are 24 inches and above.”
The new rule requires replacement trees to be planted if trees are removed from residential properties.
“Instead of a 4-inch minimum replacement tree, it’s gone down to a 2-inch caliper tree, which is smaller and easier to come by and cheaper. They’re more apt for a homeowner to be able to plant instead of a contractor.”
The update comes from the town’s first-ever Community Forest Master Plan that was created in 2023. The plan details the need for preserving the area’s healthy forestry as trees help mitigate environmental impacts such as flooding or stormwater runoff.
Town Planner Chris Lubert says the process of creating the master plan included consultants who identified recommendations on the tree protection ordinance. Lubert says the plan’s review found the town falling behind surrounding municipalities when it comes to tree protection limits.
“What we found was that we were protecting the least amount of area from the comparisons that they pulled out,” Lubert says. “And so we felt it was time to upgrade it, because science has changed, research has changed, and showing that roots are growing well beyond what we were protecting. So, if we want to feasibly protect these trees, we need to expand that tree protection zone.”
Lubert says the goal of expanding protection zones is to give trees the highest chance of survival. The planner says the plan has no intention of restricting development for homes or commercial businesses.
Leaders say the county council is considering a Tree Task Force with the hopes of overseeing tree ordinances and potential changes. Leaders say public meetings are expected if the idea moves forward.
The community has the opportunity to participate in three public meetings in June to discuss a five-year update to the town’s 10-year Comprehensive Plan. The plan identifies the town’s initiatives towards topics such as population, natural resources and economic development within a decade.
Copyright 2025 WCSC. All rights reserved.