Group Health Insurance Agent in Sullivan's Island, SC
If you're an employer dedicated to attracting and retaining talent or boosting employee productivity, offering a valuable health benefit is important. After all, accidents happen every day. And then, out of nowhere, you're sideswiped by another motorist. Having great health insurance coverage is essential in such scenarios. That's especially true in South Carolina, where group health insurance stands out as a key consideration for businesses. Not only does a comprehensive insurance plan safeguard the health and wellness of your employees, but it also plays a key role in drawing in and keeping top talent.
While you might be most familiar with traditional group health plans, making that your go-to option may not always be the best fit for your organization in today's ever-evolving healthcare landscape. How can you determine if it's truly the right choice for your business? If you've been asking yourself that question, you're not alone. Many small businesses are in need of a group health insurance agency in Sullivan's Island, SC, to help them weigh their options. That's where working with Grey Cardinal Insurance Group starts to make a lot of sense.
- Group Health Insurance Agent in Sullivan's Island, SC
- Your Partner for Group Health Insurance Plans for Small Business
- Group Health Insurance 101
- Why Work with a Local Group Health Insurance Agent in Sullivan's Island, SC?
- A Business Group Health Insurance Agency in Sullivan's Island, SC, You Can Trust
Your Partner for Group Health Insurance Plans for Small Business
At Grey Cardinal Insurance Group, we understand the importance of providing flexible, personalized, comprehensive, and cost-effective health benefits. Our knowledgeable group health insurance agents are ready to help you assess your needs and figure out the best group health plan options for your employees and your business.
Whether you're looking to implement traditional group health insurance policies or you're curious about ICHRA, Grey Cardinal Insurance Group is the name you can trust when it's time to navigate the complexities of employee benefits. Let's work hand-in-hand to create a health-benefits solution that empowers you, your business, and your employees.
What are the Advantages of Having Group Health Insurance for Small Business in Sullivan's Island, SC?
At Grey Cardinal Insurance Group, one of the first questions we answer for our clients usually centers around the benefits of having group health insurance. As it turns out, investing in group health insurance for your company provides you with many benefits, including:
Insurance Costs for Employees
Investing in a group health insurance policy for your business can significantly lower your insurance premiums. When the costs are divided between the business and employees, health insurance is also more affordable for your team.
More Insurance Options to Choose From
With group health insurance, your employees will enjoy increased access to a wider range of health insurance options due to reduced costs. With employers partially funding group health insurance, employees will find it easier to afford the coverage they require.
Reduced Tax Burden
Small businesses can take advantage of a valuable health care tax credit when they provide group health insurance to their employees. This tax credit serves as a financial incentive, making it more affordable for small business owners to offer essential health coverage. Employers also have the opportunity to deduct the expenses associated with group health insurance premiums from their taxable income. This deduction can significantly lower their overall tax liability at the end of the year, ultimately contributing to improved financial stability for the business.
Employee Retention and Recruitment
A recent study conducted by MetLife reveals that an attractive benefits package significantly influences employees' decisions to remain with their current employer or seek opportunities elsewhere. Among the various benefits, health insurance stands out as one of the most essential offerings that employees actively anticipate from their employers. This expectation underscores the vital role that comprehensive health coverage plays in employee satisfaction and retention in the workforce.
Group Health Insurance 101
What are group health insurance plans for small businesses? Group health insurance plans provide health coverage benefits to a specific group of individuals, usually employees of a company or organization. According to the Social Security Administration (SSA), a group health plan (GHP) is associated with current employment. Employers with 20 or more employees are also required by law to offer their current workers and their spouses aged 65 or older the same GHP benefits, regardless of their age.
To better understand group health plans or group health insurance policies, it's useful to consider how they differ from individual health insurance. Individuals can apply to enroll in marketplace insurance providers for individual health plans. In contrast, group health plans are tailored specifically for the members of that group. For businesses, these health plans are often referred to as employer-based or employer-sponsored coverage.
How Does Group Health Insurance Work in South Carolina?
A group health insurance plan is typically coordinated with the help of a group health insurance agent in Sullivan's Island, SC, and is sponsored and purchased by employers for their businesses. During the enrollment period, employees or group members can sign up for the plan. They also have the option to add eligible spouses and dependents, usually at an additional cost. The specifics of the plans can differ in terms of coverage levels, costs, number of participants, and the overall health of the members. Generally, a group with lower health risks tends to enjoy lower premiums.
Employees' contributions toward their premiums are deducted from their paychecks before taxes, making it a more cost-effective option. When a member of the group health plan visits a healthcare provider, the provider submits a claim to the insurance company, which then reimburses them according to the plan's coverage. Any remaining costs are paid out-of-pocket by the member, contributing towards their deductible or out-of-pocket maximum.
Group Health Insurance Options in South Carolina
Like the menu at The Longboard in Sullivan's Island, SC, employers have a litany of options to choose from when it comes to group health insurance plans in The Palmetto State. With these different types of group insurance, employers can usually find a health plan that aligns with both their budget and the specific benefits they want to offer. Among the most popular choices are health maintenance organizations (HMOs) and preferred provider organizations (PPOs).
High-deductible plans serve as another option. Employers can also consider self-funded plans, where employees pay their premiums directly to the employer. In this arrangement, the employer takes on the financial responsibility for all health care claims once the employee meets their health plan deductible and out-of-pocket maximum.
Check out this group health insurance plan comparison in Sullivan's Island, SC:
Fully Insured Group Health Insurance Plans
One of the most traditional options for group health insurance is the fully insured plan. Under this arrangement, your company pays a fixed premium to your insurance carrier annually, based on the number of employees participating in the coverage. The only instances that will cause your payment to change during the year are if an employee opts out or if there are fluctuations in the number of participants. The insurance carrier collects all premiums and handles any healthcare claims as per the policy you selected, while employees are responsible for any applicable deductibles or co-payments.
Level-Funded Group Health Insurance Plans
Level-funded plans, often referred to as partially self-funded plans, have been gaining traction among employers. Although these plans involve taking on more risk than fully insured options, they typically offer a more cost-effective alternative while still ensuring financial predictability. Level-funded plans can also provide greater flexibility in plan design compared to fully insured plans. You can think of them as a balanced option that bridges the gap between fully insured and self-funded plans. At Grey Cardinal Insurance Group, your group health insurance agent will walk you through the pros and cons of level-funded plans to help you decide whether they're right for your business and employees or not.
Self-Funded Group Health Insurance Plans
Self-funded plans have traditionally been favored by large companies, but they're gaining traction among smaller businesses as well. In a self-funded arrangement, employers take on the full responsibility for funding and managing the health insurance plan. While this might seem like a disadvantage, these plans often offer more affordable premium rates and greater control over the specifics of coverage compared to fully insured or level-funded options.
What Do Group Health Insurance Plans for Small Business in Sullivan's Island, SC Cover?
Group health insurance plans can differ significantly, but they generally cover a portion or all of the costs associated with medical care. This includes expenses for physician visits, longer stays at facilities such as South Bay At Mount Pleasant, approved inpatient and outpatient procedures, preventive care, prescriptions, and therapeutic treatments like physical and occupational therapy. They also cover emergency care, such as visits to the emergency room or urgent care centers. It's important for members to reach out to their health insurance providers to understand the specifics of what their plan covers and what their financial responsibilities are for both necessary and elective procedures.
Some group health insurance providers have also broadened their offerings to include mental health services and alternative treatments. Employers can further support their employees by providing extra coverage options, such as health savings accounts (HSAs) or health reimbursement arrangements, which can help alleviate some financial burdens.
Group Health Insurance Plans for Small Businesses vs. Individual Health Insurance Plans
When comparing individual and group health insurance, several key differences emerge. Like a group health plan, individual insurance covers either a single person or a family. However, the main distinction lies in how these plans are obtained: individual plans are purchased directly by the individual from an insurance provider or through a government marketplace, making the individual responsible for the total cost of their premiums. In contrast, group health plans are often facilitated by a group health insurance agent and share premium costs between the employee and employer.
Because group health insurance covers multiple people, the employer often has more leverage when negotiating premiums and benefits. However, all participants receive the same plan. On the other hand, individual healthcare plans can be tailored to suit a person's specific needs and budget, allowing for greater personalization.
Another important difference is the underwriting process for each type of plan. In individual plans, premiums may be higher for those with health risk factors and existing conditions if they choose not to purchase through a marketplace. Conversely, group insurance offers coverage at the same price for all employees, even those with pre-existing conditions. Individual health plans can also be portable, meaning they remain with the individual if they change jobs. This isn't the case with employer-sponsored plans; once an employee leaves, they must either find new coverage or continue their existing policy through COBRA (Consolidated Omnibus Budget Reconciliation Act).
Why Work with a Local Group Health Insurance Agent in Sullivan's Island, SC?
In today's marketplace, many small business owners go with franchise or "big name" agencies to find group health insurance. While not wrong, this course of action can end up costing your company - and not only from a financial point of view. Working with a local group health insurance agency can provide you with many benefits that big-box options can't provide. What are they, you might be asking? Let's dig in and find out why it's always best to search for "local group health insurance agency near me."
What Do Local Group Health Insurance Agents Actually Do?
A local group health insurance agent or broker - like those from Grey Cardinal Insurance Group - pulls on years of experience and knowledge to give you in-depth guidance centered around your group health insurance needs.
For a business owner, that includes audits on insurance benefits, group insurance plan recommendations for your employees, meeting with those employees to talk about additional benefits they need, and much more. For example, if you need to add benefits like vision, dental, or life insurance to your enrollment options, a group health insurance agent can walk you through your choices and the process as a whole.
But what about if you're just getting started? Navigating the often-complex landscape of health insurance can be particularly challenging for small business owners in such circumstances. A survey conducted by United Healthcare Consumer Sentiment revealed that only 7% of consumers could accurately explain common health insurance terms. That's why, at Grey Cardinal Insurance Group, we're committed to providing education for both you and your employees during enrollment meetings. Like Sullivan's Island Lighthouse in Sullivan's Island, SC, we stand tall for you and your business when you need us most.
Personalized Support
One of the biggest reasons to choose a local agent is the ability to customize your plan. No two group health insurance plans are exactly the same, and with ongoing changes in healthcare regulations, it can be challenging to understand the options available to you.
So, what can businesses do to tackle this challenge? The answer lies in partnering with a local health insurance agent in Sullivan's Island, SC.
At Grey Cardinal Insurance Group locations, we prioritize listening to your needs and crafting a tailored plan that benefits both your business and your employees. During open enrollment, we take the time to meet with you and engage with your team to better understand the benefits they're looking for. This hands-on approach ensures that employees have direct access to our staff for any questions or concerns they may have. This level of support is something you simply won't find with large corporate insurance firms.
On-Call When You Need Them
Engaging a local health insurance agent offers numerous advantages, particularly in terms of access to information and support. Local group health insurance agents are readily available to answer any inquiries that may arise. For instance, when a small business owner wishes to modify their benefits packages, they can easily reach out to a local agent to discuss potential adjustments. The agent can provide guidance in developing a well-structured and appropriate employee benefits package that reflects employee feedback. This collaborative approach can enhance employee satisfaction and improve the overall management of benefits options.
Exceptional Customer Service
This point builds off the last point about local agents being on-call when you need them. Would you rather talk to a real person who you've spoken to before or an automated service when you have questions about your group health insurance? Pressing # to get help with one issue and then being transferred for help and starting the process over is very tedious.
With a local group insurance agent by your side, you'll have peace of mind knowing you'll have quick, quality customer service when you need it, and from a real person, too. If you need to submit a claim, your agent will be able to explain your coverage and options and walk you through the steps to complete your claim.
At Grey Cardinal Insurance Group, our health insurance agents live in the same communities you do, so they know what you are going through or dealing with and are likely already on top of it for you. With that added peace of mind, you can focus more clearly on the core aspects of your business.
A Business Group Health Insurance Agency in Sullivan's Island, SC, You Can Trust
No matter which group health insurance policy you decide on, Grey Cardinal Insurance Group is here to support you. Our experienced agents will collaborate closely with you to understand your needs and find the best health plan options for your business and employees. Reach out to us today to explore your small business group insurance options and get a quote.
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Latest News in Sullivan's Island, SC
Edgar Allan Poe Library’s grand reopening happening on Sullivan’s Island
Autumn Kleinhttps://www.live5news.com/2025/03/25/edgar-allan-poe-librarys-grand-reopening-happening-sullivans-island/
SULLIVAN’S ISLAND, S.C. (WCSC) - After around eight months of closure, the Edgar Allan Poe Library on Sullivan’s Island will officially reopen Tuesday morning with a brand-new look.The library has been closed for renovations as part of the $108.5 million referendum project passed by Charleston County voters back in 2014 to build five new libraries and renovate all existing branches. This library is the last branch to be renovated before work begins on the Main Library in downtown Charleston.The renovations to the Ed...
SULLIVAN’S ISLAND, S.C. (WCSC) - After around eight months of closure, the Edgar Allan Poe Library on Sullivan’s Island will officially reopen Tuesday morning with a brand-new look.
The library has been closed for renovations as part of the $108.5 million referendum project passed by Charleston County voters back in 2014 to build five new libraries and renovate all existing branches. This library is the last branch to be renovated before work begins on the Main Library in downtown Charleston.
The renovations to the Edgar Allan Poe Library include refurbished bathrooms with new flooring, all new paint and furniture and upgraded IT systems.
The building has been around for almost 120 years, so it was in definite need of a refresh.
As part of the renovations, the library was completely rewired with all new outlets, so library leaders say they are excited that there will no longer be any dead zones in the library and the Wi-Fi will reach every corner.
The branch manager for the library, Delores Schweitzer, says they have also given their collection a complete refresh, so patrons can expect to see a lot of brand-new books.
The library was named after Edgar Allan Poe who was stationed on Sullivan’s Island with the U.S. Army in the 1800s.
Schweitzer says she can’t wait to continue sharing the fun stories and history of the library.
“I think what I’m most excited about is to see our patrons and our visitors again. We get so many people that come in and wander into our building because they just are really intrigued by the building, or they see that it’s got Edgar Allan Poe on it and they know that there’s a story there and we are a place of stories,” she says. “This building itself being as old as it is, it has lots of stories to tell and we get to share those here so that makes it really fun.”
For Schweitzer, it means the world to her that county taxpayers have chosen the libraries as a priority, as the libraries offer so many things beyond books.
The libraries include all kinds of technology and resources and programs for county residents to enjoy. She says she loves to see people enjoy the new, refurbished libraries.
“I think it is just the delight in the faces of the people from the county that come in and they see refreshed spaces, better functionality, excited staff who are happy to share programs and services with them and they’re able to do that easier now because of the investment that the county taxpayers have made for us. It’s been phenomenal to see that kind of excitement in libraries that they just, you know, buzz with energy when you go into any of our libraries,” Schweitzer says.
Schweitzer says she has missed being in the library after it was closed for such a long period of time. She is eager to open it back up and to continue engaging with the community. She says she can’t wait for everyone to see all the new parts of the library that they can enjoy.
“I think you know a lot of our programs that we run here, like our memoir and poetry groups and our book clubs and all they celebrate stories and so we get a chance to share stories with people but also engage and hear their own and so that’s one of the things I’m really excited [about]. I’ve missed that a lot in the last several months not being able to do that. So, I’m glad to be back for it,” she says.
The grand reopening and ribbon cutting ceremony for the renovated Edgar Allan Poe Sullivan’s Island Library will take place at the library’s location, 1921 Ion Avenue, Tuesday at 9 a.m.
Speakers from Charleston County government, elected officials and the library will all be in attendance to honor the grand reopening with a special guest appearance from Owlbert, the library mascot.
Copyright 2025 WCSC. All rights reserved.
7 Incredible Vacation Spots In South Carolina
WorldAtlashttps://www.worldatlas.com/places/7-incredible-vacation-spots-in-south-carolina.html
With spring right around the corner, South Carolina residents can feel the days growing warmer and the sun shining brighter. If this wonderful weather has gotten you in the mood to travel, you will not have to go far. In fact, some of the state’s most incredible destinations are right in your backyard. Whether you want to savor fresh seafood at a waterfront restaurant, chase waterfalls in the mountains, or spot rare birds in a coa...
With spring right around the corner, South Carolina residents can feel the days growing warmer and the sun shining brighter. If this wonderful weather has gotten you in the mood to travel, you will not have to go far. In fact, some of the state’s most incredible destinations are right in your backyard. Whether you want to savor fresh seafood at a waterfront restaurant, chase waterfalls in the mountains, or spot rare birds in a coastal wildlife refuge, these seven vacation spots promise an unforgettable getaway this year.
Edisto Island
Although Edisto Island is just over 40 miles from Charleston, it offers a complete change of pace, filled with serene beaches and rustic shops. Edisto Beach State Park, for example, is one of the state’s quietest beach parks, spanning 1,255 acres and featuring beautiful beaches and trails that stretch through maritime forests, salt marshes, and palmetto trees. Those looking to camp can do so at the park’s Live Oak Campground as well. Botany Bay, a coastal wildlife management area, is a great place to watch wildlife, home to species like the threatened least tern, loggerhead sea turtles, and neo-tropical songbirds. While Edisto Island does not have a shopping district, there are several local shops worth checking out. For a souvenir made by a local artisan, travelers can stop by With These Hands Gallery, which sells paintings, pottery, jewelry, vases, and more.
Murrells Inlet
Affectionately referred to as the “Seafood Capital of South Carolina”, Murrells Inlet is the ultimate travel destination for food lovers. The MarshWalk is the perfect place to grab some fresh seafood, lined with waterfront restaurants. The Claw House, along the walk, features a waterfront patio and serves fresh oysters, shrimp, crabs, and other flavorful seafood dishes. Those wanting to lounge on the beach can visit Huntington Beach State Park, a 2,500-acre nature reserve with a pristine beach, 170 campsites, and three picnic shelters. For a waterfront stay, travelers can spend the night at Murrells Inlet Bed & Breakfast, which sits right along the inlet waterways. You may even spot an egret gliding by as you sip on your morning coffee on the porch!
Kiawah Island
Home to the famed Kiawah Island Golf Resort, Kiawah Island is the ideal vacation destination for a weekend of golfing, wellness, and relaxation. Those looking to spend their time golfing can choose from five resort courses which have hosted the prestigious 2012 and 2021 PGA Championships. The resort also offers 10 miles of private sandy shoreline, a highly rated spa, resort villas, and an oceanfront hotel so that you never need to leave the premises! However, if you want to explore other parts of the island, consider dining at one of its upscale restaurants, like FortyEight - Wine Bar & Kitchen, which has a selection of 48 wines by the glass, craft beers, and seasonal menus. For a taste of Kiawah Island’s art scene, travelers can check out the town’s event calendar, which includes events like piano bar performances, blues festivals, and film screenings.
Walhalla
Unlike coastal towns like Edisto Island and Murrells Inlet, Walhalla offers a mountain experience surrounded by forests and waterfalls. Waterfall lovers won’t want to miss Issaqueena Falls, a stunning 100-foot cascade fed by Cane Creek. The hike to view the fall is less than half a mile long. Next to the falls, Stumphouse Mountain Bike Park offers 14 miles of trails suitable for all skill levels. Even beginners can enjoy features like rollers, big berms, rock gardens, and tables. After exploring the area’s natural beauty, travelers can head back into town and take a stroll along Main Street before popping into one of the cozy local restaurants. Pete's Drive-In is a local favorite with a 1950s atmosphere, featuring records on the walls, checkered floors, and retro booths and chairs.
Travelers Rest
Located in the northwestern part of the state, Travelers Rest is situated in the foothills of the Blue Ridge Mountains. The town is also one of the state’s most bike-friendly towns, so make sure to bring your bike! The Prisma Health Swamp Rabbit Trail is the perfect place to bike, a 22-mile greenway that runs from Main Street to the neighboring town of Greenville. Along the trail, travelers will find trailside restaurants, park benches, and gazebos, giving you plenty of places to rest. The Poinsett Bridge is an interesting historic landmark to check out. This bridge, made of stone, is the oldest in the state, dating back to 1820. If you want to spend the night in town, consider reserving a night or two in the Swamp Rabbit Inn, a modern bed and breakfast that is located along Main Street.
Sullivan's Island
Sullivan’s Island, at the mouth of Charleston Harbor, is the perfect beach getaway for Charleston locals. For a day of swimming and sunbathing, travelers can enjoy Sullivan’s Island Beach, which offers 2.5 miles of sandy beaches. Fort Moultrie also lies on Sullivan’s Island, a Revolutionary War Fort that played a major role in defeating the Royal Navy in 1776. There are several local restaurants in town to try out. If you are craving seafood, Sullivan's Seafood & Bar is a great option, established in 1988 and serving everything from shrimp to snapper. If you're in the mood for South Carolina-style barbecue, Home Team Barbecue offers pulled pork, brisket, sausage, and wings.
Hilton Head Island
Known as 'America’s Favorite Island,' Hilton Head is one of the state's top travel destinations. In addition to spending the day on the beach, visitors can partake in a variety of water activities. Those wanting to go kayaking or paddleboarding can reserve a guided tour or rental with Island Water Sports. The Sea Pines Resort is another excellent way to appreciate the island’s nature, spanning 605 acres and featuring boardwalks, fishing docks, and bridges to explore the scenic wetlands. The island also has an exciting art scene to explore. If you enjoy live performances, make sure to check out the schedule for the Arts Center of Coastal Carolina, which frequently hosts musicals and plays.
Final Thoughts
South Carolinians are fortunate to have so many beautiful destinations so close to home. Not only is the state home to some incredible islands, but towns in the Blue Ridge Mountains also offer ample places to go hiking or mountain biking. Whether you prefer to spend your vacation relaxing on a beach or hiking on a remote forest trail, you can rest assured that these vacation spots will leave you feeling rested and rejuvenated.
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Move Over Charleston! This Idyllic South Carolina Island Has Cozy Beachside Cottages
Sam Searshttps://www.traveloffpath.com/move-over-charleston-this-idyllic-south-carolina-island-has-cozy-beachside-cottages/
Share The ArticleSometimes, small towns leave a lasting mark bigger and better than the world's most sought-after destinations.Greeted with “how ya doin‘?” instead of “keep it movin” where you feel like just another face in the crowd, the South is teeming with hidden gems and quaint getaways that will have you coming back again and again.For example, when I visit Texas on occasion, I often find myself seeking out the small towns of Grapevine, Gruene, and Socorro, depending ...
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Sometimes, small towns leave a lasting mark bigger and better than the world's most sought-after destinations.
Greeted with “how ya doin‘?” instead of “keep it movin” where you feel like just another face in the crowd, the South is teeming with hidden gems and quaint getaways that will have you coming back again and again.
For example, when I visit Texas on occasion, I often find myself seeking out the small towns of Grapevine, Gruene, and Socorro, depending on where I am in the state, but certainly not Dallas or Austin.
Same goes for any state, but in this case, you may want to skip out on the tourist crowds of ever-so-trendy Charleston in favor of an idyllic, pint-sized island just 20 minutes away.
Practically a stone's throw from one of the South's most popular cities to indulge in rich history, epic eats, and timeless charm is Sullivan's Island, offering many of the same delights without hordes of visitors and overpriced menus.
This 3.5-mile-long barrier island is nestled along the Atlantic between numerous neighboring islands and, yes, Charleston.
Typically, you might hear of most vacationers making their way to Myrtle Beach, South Carolina's renowned coastal vacation spot lined with beachside resorts and a buzzing boardwalk, but Sullivan's Island has gotta be the state's best-kept secret.
Those seeking a tranquil beach getaway should look no further than Sullivan's Island, boasting a very walkable rustic downtown easy to peruse local shops, galleries, and bar-hop if you please.
While you may not see restaurants run by acclaimed chefs featured by the Food Network, among others, as you will in Charleston, you will discover homey southern comfort foods intermixed with “catch of the days” straight from the source.
Better yet, you won't have to spend a fraction of your paycheck on a cup of coffee since there's no Starbucks, a small example portraying the island's far less touristy vibes without the eyesores of chain restaurants ruining the townscape's character.
Originally named O'Sullivan Island after early settler Captain Florence O'Sullivan, the “O” has since been dropped, but many historic sites remain.
Having played a significant factor through multiple wars, including ground zero for the Battle of Sullivan's Island in 1776, tourists can visit preserved structures like Fort Moultrie, holding intriguing exhibits and sweeping views of the surrounding scenery.
Fort Moultrie also overlooks Fort Sumter, another significant site, but you'll need to detour back to Charleston to be able to reach the ladder via ferry.
While it may be tempting to grab a bite to eat in one of the country's most popular foodie cities, Sullivan's Island's food scene is nothing to sleep on, with exceptional seafood and mouthwatering barbecue that will have you asking for extra napkins.
Southern Living hyped up a few different spots, depending on your palate. If you're up to slurping down oysters, check out The Longboard's ‘Happy Hour'.
If you're the type to nibble every last bit of ribs, then Home Team BBQ is just for you. But, if it were me, I'd be feasting on a burger at Poe's Tavern, an establishment dedicated to famed poet Edgar Allan Poe, who was stationed on Sullivan's Island as a private in the Army in the 1800s.
Who woulda thunk it?
As delightful as Sullivan's Island's main strip and as fascinating and photo-worthy as the numerous historic sites may be, at its core, this island is a year-round beach destination.
Sullivan's Island Beach holds an impressive 4.7 Google Rating, largely in part due to so much open space, unlike, say, Myrtle Beach.
Station 18 Beach is also a tranquil spot, boasting white sand and calm waves, just like Sullivan's Island Beach.
One of the most underrated aspects, once you leave Charleston proper, is the ability to island-hop the region.
Next to Sullivan's Island, just past a small canal inlet, is Isle Palms Beach, well worth a day trip to see what it's all about with equally scenic beaches.
But where should you stay? You won't find name-brand hotels here. Sullivan's Island is all about cozy rentals.
Lining the shores from Sullivan's Island through next-door Isle of Palms are rows of beachside cottages.
You can book in a variety of ways, such as Airbnb, Booking.com, or by searching local agencies.
There's still plenty of occupancy to cap off winter with a relaxing getaway. I scoured the interwebs for the perfect seaside cottage, and this one is my favorite.
Costing $410-ish per night, it's located directly next to the aforementioned Fort Moultrie and with immediate beach access and walkable to Sullivan's Island's Nature Trail.
Plus, who would say no to free wine at check-in?!
Sam, our Lead Writer & Journalist based in San Diego has visited 36 countries and written over 1000 articles with a focus on sharing his own travel experiences and shining a light on lesser-known gems.
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