Keep Your Employees Covered with Help from Grey Cardinal Insurance Group

Group Health Insurance Agent in Tybee Island, GA

If you're an employer dedicated to attracting and retaining talent or boosting employee productivity, offering a valuable health benefit is important. After all, accidents happen every day. And then, out of nowhere, you're sideswiped by another motorist. Having great health insurance coverage is essential in such scenarios. That's especially true in South Carolina, where group health insurance stands out as a key consideration for businesses. Not only does a comprehensive insurance plan safeguard the health and wellness of your employees, but it also plays a key role in drawing in and keeping top talent.

While you might be most familiar with traditional group health plans, making that your go-to option may not always be the best fit for your organization in today's ever-evolving healthcare landscape. How can you determine if it's truly the right choice for your business? If you've been asking yourself that question, you're not alone. Many small businesses are in need of a group health insurance agency in Tybee Island, GA, to help them weigh their options. That's where working with Grey Cardinal Insurance Group starts to make a lot of sense.

Your Partner for Group Health Insurance Plans for Small Business

At Grey Cardinal Insurance Group, we understand the importance of providing flexible, personalized, comprehensive, and cost-effective health benefits. Our knowledgeable group health insurance agents are ready to help you assess your needs and figure out the best group health plan options for your employees and your business.

Whether you're looking to implement traditional group health insurance policies or you're curious about ICHRA, Grey Cardinal Insurance Group is the name you can trust when it's time to navigate the complexities of employee benefits. Let's work hand-in-hand to create a health-benefits solution that empowers you, your business, and your employees.

What are the Advantages of Having Group Health Insurance for Small Business in Tybee Island, GA?

At Grey Cardinal Insurance Group, one of the first questions we answer for our clients usually centers around the benefits of having group health insurance. As it turns out, investing in group health insurance for your company provides you with many benefits, including:

InsuranceInsurance Costs for Employees

Investing in a group health insurance policy for your business can significantly lower your insurance premiums. When the costs are divided between the business and employees, health insurance is also more affordable for your team.

OptionsMore Insurance Options to Choose From

With group health insurance, your employees will enjoy increased access to a wider range of health insurance options due to reduced costs. With employers partially funding group health insurance, employees will find it easier to afford the coverage they require.

ReducedReduced Tax Burden

Small businesses can take advantage of a valuable health care tax credit when they provide group health insurance to their employees. This tax credit serves as a financial incentive, making it more affordable for small business owners to offer essential health coverage. Employers also have the opportunity to deduct the expenses associated with group health insurance premiums from their taxable income. This deduction can significantly lower their overall tax liability at the end of the year, ultimately contributing to improved financial stability for the business.

RetentionEmployee Retention and Recruitment

A recent study conducted by MetLife reveals that an attractive benefits package significantly influences employees' decisions to remain with their current employer or seek opportunities elsewhere. Among the various benefits, health insurance stands out as one of the most essential offerings that employees actively anticipate from their employers. This expectation underscores the vital role that comprehensive health coverage plays in employee satisfaction and retention in the workforce.

Group Health Insurance 101

What are group health insurance plans for small businesses? Group health insurance plans provide health coverage benefits to a specific group of individuals, usually employees of a company or organization. According to the Social Security Administration (SSA), a group health plan (GHP) is associated with current employment. Employers with 20 or more employees are also required by law to offer their current workers and their spouses aged 65 or older the same GHP benefits, regardless of their age.

To better understand group health plans or group health insurance policies, it's useful to consider how they differ from individual health insurance. Individuals can apply to enroll in marketplace insurance providers for individual health plans. In contrast, group health plans are tailored specifically for the members of that group. For businesses, these health plans are often referred to as employer-based or employer-sponsored coverage.

Group Health Insurance Tybee Island, GA
 Health Insurance Agent Tybee Island, GA

How Does Group Health Insurance Work in South Carolina?

A group health insurance plan is typically coordinated with the help of a group health insurance agent in Tybee Island, GA, and is sponsored and purchased by employers for their businesses. During the enrollment period, employees or group members can sign up for the plan. They also have the option to add eligible spouses and dependents, usually at an additional cost. The specifics of the plans can differ in terms of coverage levels, costs, number of participants, and the overall health of the members. Generally, a group with lower health risks tends to enjoy lower premiums.

Employees' contributions toward their premiums are deducted from their paychecks before taxes, making it a more cost-effective option. When a member of the group health plan visits a healthcare provider, the provider submits a claim to the insurance company, which then reimburses them according to the plan's coverage. Any remaining costs are paid out-of-pocket by the member, contributing towards their deductible or out-of-pocket maximum.

Group Health Insurance Options in South Carolina

Like the menu at Sundae Cafe at Tybee in Tybee Island, GA, employers have a litany of options to choose from when it comes to group health insurance plans in The Palmetto State. With these different types of group insurance, employers can usually find a health plan that aligns with both their budget and the specific benefits they want to offer. Among the most popular choices are health maintenance organizations (HMOs) and preferred provider organizations (PPOs).

High-deductible plans serve as another option. Employers can also consider self-funded plans, where employees pay their premiums directly to the employer. In this arrangement, the employer takes on the financial responsibility for all health care claims once the employee meets their health plan deductible and out-of-pocket maximum.

Check out this group health insurance plan comparison in Tybee Island, GA:

 Health Coverage For Businesses Tybee Island, GA
 Affordable Group Health Plans Tybee Island, GA
Fully Insured Group Health Insurance Plans

One of the most traditional options for group health insurance is the fully insured plan. Under this arrangement, your company pays a fixed premium to your insurance carrier annually, based on the number of employees participating in the coverage. The only instances that will cause your payment to change during the year are if an employee opts out or if there are fluctuations in the number of participants. The insurance carrier collects all premiums and handles any healthcare claims as per the policy you selected, while employees are responsible for any applicable deductibles or co-payments.

 Group Health Insurance Advisors Tybee Island, GA
Level-Funded Group Health Insurance Plans

Level-funded plans, often referred to as partially self-funded plans, have been gaining traction among employers. Although these plans involve taking on more risk than fully insured options, they typically offer a more cost-effective alternative while still ensuring financial predictability. Level-funded plans can also provide greater flexibility in plan design compared to fully insured plans. You can think of them as a balanced option that bridges the gap between fully insured and self-funded plans. At Grey Cardinal Insurance Group, your group health insurance agent will walk you through the pros and cons of level-funded plans to help you decide whether they're right for your business and employees or not.

 Insurance Services Tybee Island, GA
Self-Funded Group Health Insurance Plans

Self-funded plans have traditionally been favored by large companies, but they're gaining traction among smaller businesses as well. In a self-funded arrangement, employers take on the full responsibility for funding and managing the health insurance plan. While this might seem like a disadvantage, these plans often offer more affordable premium rates and greater control over the specifics of coverage compared to fully insured or level-funded options.

What Do Group Health Insurance Plans for Small Business in Tybee Island, GA Cover?

Group health insurance plans can differ significantly, but they generally cover a portion or all of the costs associated with medical care. This includes expenses for physician visits, longer stays at facilities such as Summer Breeze Senior Living, approved inpatient and outpatient procedures, preventive care, prescriptions, and therapeutic treatments like physical and occupational therapy. They also cover emergency care, such as visits to the emergency room or urgent care centers. It's important for members to reach out to their health insurance providers to understand the specifics of what their plan covers and what their financial responsibilities are for both necessary and elective procedures.

Some group health insurance providers have also broadened their offerings to include mental health services and alternative treatments. Employers can further support their employees by providing extra coverage options, such as health savings accounts (HSAs) or health reimbursement arrangements, which can help alleviate some financial burdens.

 Employee Health Insurance Plans Tybee Island, GA
Group Health Insurance Tybee Island, GA

Group Health Insurance Plans for Small Businesses vs. Individual Health Insurance Plans

When comparing individual and group health insurance, several key differences emerge. Like a group health plan, individual insurance covers either a single person or a family. However, the main distinction lies in how these plans are obtained: individual plans are purchased directly by the individual from an insurance provider or through a government marketplace, making the individual responsible for the total cost of their premiums. In contrast, group health plans are often facilitated by a group health insurance agent and share premium costs between the employee and employer.

Because group health insurance covers multiple people, the employer often has more leverage when negotiating premiums and benefits. However, all participants receive the same plan. On the other hand, individual healthcare plans can be tailored to suit a person's specific needs and budget, allowing for greater personalization.

Another important difference is the underwriting process for each type of plan. In individual plans, premiums may be higher for those with health risk factors and existing conditions if they choose not to purchase through a marketplace. Conversely, group insurance offers coverage at the same price for all employees, even those with pre-existing conditions. Individual health plans can also be portable, meaning they remain with the individual if they change jobs. This isn't the case with employer-sponsored plans; once an employee leaves, they must either find new coverage or continue their existing policy through COBRA (Consolidated Omnibus Budget Reconciliation Act).

Why Work with a Local Group Health Insurance Agent in Tybee Island, GA?

In today's marketplace, many small business owners go with franchise or "big name" agencies to find group health insurance. While not wrong, this course of action can end up costing your company - and not only from a financial point of view. Working with a local group health insurance agency can provide you with many benefits that big-box options can't provide. What are they, you might be asking? Let's dig in and find out why it's always best to search for "local group health insurance agency near me."

What Do Local Group Health Insurance Agents Actually Do?

A local group health insurance agent or broker - like those from Grey Cardinal Insurance Group - pulls on years of experience and knowledge to give you in-depth guidance centered around your group health insurance needs.

For a business owner, that includes audits on insurance benefits, group insurance plan recommendations for your employees, meeting with those employees to talk about additional benefits they need, and much more. For example, if you need to add benefits like vision, dental, or life insurance to your enrollment options, a group health insurance agent can walk you through your choices and the process as a whole.

But what about if you're just getting started? Navigating the often-complex landscape of health insurance can be particularly challenging for small business owners in such circumstances. A survey conducted by United Healthcare Consumer Sentiment revealed that only 7% of consumers could accurately explain common health insurance terms. That's why, at Grey Cardinal Insurance Group, we're committed to providing education for both you and your employees during enrollment meetings. Like Tybee Island Light Station Museum in Tybee Island, GA, we stand tall for you and your business when you need us most.

 Health Insurance Agent Tybee Island, GA

Personalized Support

One of the biggest reasons to choose a local agent is the ability to customize your plan. No two group health insurance plans are exactly the same, and with ongoing changes in healthcare regulations, it can be challenging to understand the options available to you.

So, what can businesses do to tackle this challenge? The answer lies in partnering with a local health insurance agent in Tybee Island, GA.

At Grey Cardinal Insurance Group locations, we prioritize listening to your needs and crafting a tailored plan that benefits both your business and your employees. During open enrollment, we take the time to meet with you and engage with your team to better understand the benefits they're looking for. This hands-on approach ensures that employees have direct access to our staff for any questions or concerns they may have. This level of support is something you simply won't find with large corporate insurance firms.

On-Call When You Need Them

Engaging a local health insurance agent offers numerous advantages, particularly in terms of access to information and support. Local group health insurance agents are readily available to answer any inquiries that may arise. For instance, when a small business owner wishes to modify their benefits packages, they can easily reach out to a local agent to discuss potential adjustments. The agent can provide guidance in developing a well-structured and appropriate employee benefits package that reflects employee feedback. This collaborative approach can enhance employee satisfaction and improve the overall management of benefits options.

 Health Coverage For Businesses Tybee Island, GA
 Affordable Group Health Plans Tybee Island, GA

Exceptional Customer Service

This point builds off the last point about local agents being on-call when you need them. Would you rather talk to a real person who you've spoken to before or an automated service when you have questions about your group health insurance? Pressing # to get help with one issue and then being transferred for help and starting the process over is very tedious.

With a local group insurance agent by your side, you'll have peace of mind knowing you'll have quick, quality customer service when you need it, and from a real person, too. If you need to submit a claim, your agent will be able to explain your coverage and options and walk you through the steps to complete your claim.

At Grey Cardinal Insurance Group, our health insurance agents live in the same communities you do, so they know what you are going through or dealing with and are likely already on top of it for you. With that added peace of mind, you can focus more clearly on the core aspects of your business.

A Business Group Health Insurance Agency in Tybee Island, GA, You Can Trust

No matter which group health insurance policy you decide on, Grey Cardinal Insurance Group is here to support you. Our experienced agents will collaborate closely with you to understand your needs and find the best health plan options for your business and employees. Reach out to us today to explore your small business group insurance options and get a quote.

 Group Health Insurance Advisors Tybee Island, GA

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Latest News in Tybee Island, GA

U.S. Army Corps of Engineers studying ship wake impact on Tybee Island beaches

TYBEE ISLAND, Ga. (WTOC) - Beach goers to Tybee island’s north beach, might notice steep drop offs from erosion, and dangerous waves caused by ship wake.The island is working with the U.S Army Corps of Engineers, who is currently deploying equipment to measure the waves and tides, to better understand what steps should be taken to make the beach safer for everyone.“We do have these giant ships that come through, and from time to time, create a wake that will wash away people’s belongings. There’s a dange...

TYBEE ISLAND, Ga. (WTOC) - Beach goers to Tybee island’s north beach, might notice steep drop offs from erosion, and dangerous waves caused by ship wake.

The island is working with the U.S Army Corps of Engineers, who is currently deploying equipment to measure the waves and tides, to better understand what steps should be taken to make the beach safer for everyone.

“We do have these giant ships that come through, and from time to time, create a wake that will wash away people’s belongings. There’s a danger that they think their kid playing at the sand might get washed away,” explained Tybee Island’s mayor Brian West.

Another hazard believed to be from this ship wake are steep drop offs as a result of erosion on the beach. The issue isn’t seeing the damage on the beach, it’s backing it up with science.

In 2021, U.S Army Corps of Engineers conducted a study that showed there’s a big gap when it comes to understanding why some large ships create dangerous waves, and other large ships create waves that are barely noticeable

It’s why they’re back on the island for the next few weeks, working to fill that gap.

“We have a number of sensors that are on the beach and also offshore. They’re here to generate data that we will use to validate computer models,” said Richard Styles, a research oceanographer with the Army Corps.

Researchers have deployed devices used for measuring water pressure and flow velocity, as well as a hydraulic lift in the dunes holding several cameras that automatically take photos of the ship channel and beach.

“They’ll tell us the ship speed, the direction, what type of ship it is. The other ones will tell us how big the surf, the cameras will also tell us the width and the depth of the surge,” Styles explained.

This data will be used to create computer models of the ship wake, waves and tides, and those models will determine potential solutions to these large dangerous waves.

“The idea is that in the future, if they want to actually design a system to arrest the wake, they will use our information in that design process,” Styles said.

Island officials and these researchers are hopeful this can result in a plan to make Tybee Island’s beaches safer for everyone.

Copyright 2025 WTOC. All rights reserved.

OCEARCH tagged 3 great white sharks off Georgia shore in 2025. Are they near Tybee Island?

With spring breaks underway, Orange Crush coming to Tybee Island this weekend, and summer coming soon, more and more ...

With spring breaks underway, Orange Crush coming to Tybee Island this weekend, and summer coming soon, more and more Georgians are heading to the beach. People love the sand, sun, and waves, but one other thing many are equally terrified and fascinated by are sharks.

Whatever the reason, you may want to check out the OCEARCH Shark Tracker as it can tell you about any sharks that may be offshore. Should Georgians be concerned? Here's what we know:

What is OCEARCH?

OCEARCH is an international non-profit organization dedicated to marine animal research and education with a focus on sharks. They have reportedly led 48 expeditions and tagged 446 animals.

How does the OCEARCH shark tracker work?

Anyone can watch those tagged animals' activities and where they are in the world with the OCEARCH shark tracker. See a ping near you? Not only can you click on it to find out what kind of shark it is, but also the shark's name, age, size, backstory, and its path over the years.

Looking for a specific species or even a specific shark you're on a first-name basis with? There are filters in the tracker to help you out.

Are great white sharks near Georgia?

NOAA reports the east coast is home to more than 50 shark species, including great whites. Using location tagging and track-line filters on OCEARCH's tracker, we can confirm there have been four sharks who were identified and tagged off the Florida/Georgia coast since the New Year, including three great whites:

The fourth was a female, 10-foot, 405-pound tiger shark named Kando who was tagged on Jan. 13 and has since been doing some serious traveling, most recently pinged more than 100 miles off the coast of Cape Cod in Massachusetts.

Do sharks hunt humans?

While movies like "Jaws" and "The Shallows" might have some people scared, shark attacks are just not that common. The International Shark Attack File confirmed only 76 worldwide shark bites last year with only about 47 being unprovoked incidents. NOAA says only about a dozen of the more than 300 species of sharks have been involved in attacks on humans. We are not part of their normal diet, and as such, they prefer to hunt on seals, sea lions, and other marine animals.

That being said, they are opportunistic, so attacks are still possible. According to the Florida Museum, great whites, tiger, and bull sharks are considered the "Big Three" in the shark attack world because they are large, capable of inflicting serious injuries, are commonly found in areas with humans, and have teeth designed to shear rather than fold. But even if it's not one of these three, almost any shark that's big enough is a potential threat because, even if a bite isn't intended as a feeding attempt, the power of the jaw and tooth morphology can lead to injury.

How to prevent shark attacks

While it probably won't happen, Florida Fish and Wildlife has several tips for further preventing a shark attack from happening. Here are some of them:

Also, be sure you are in an area where a lifeguard is present and keep an eye on the flags they are flying. Each color means something different, with purple indicating dangerous marine life is present.

Miguel Legoas is a Deep South Connect Team Reporter for Gannett/USA Today. Find him on X and Instagram @miguelegoas and email atmlegoas@gannett.com.

9 Coolest Georgia Towns For A Summer Vacation In 2025

Georgia is full of small towns brimming with charm, history, and natural beauty. While cities like Atlanta and Savannah often steal the spotlight, the Peach State’s hidden gems are just as captivating—especially in the summer. From ...

Georgia is full of small towns brimming with charm, history, and natural beauty. While cities like Atlanta and Savannah often steal the spotlight, the Peach State’s hidden gems are just as captivating—especially in the summer. From hiking wooded trails to soaking up local culture, these towns offer unforgettable experiences for every type of traveler. Love the outdoors? Check out the jaw-dropping gorge and waterfalls at Tallulah Falls. Prefer coastal vibes? Tybee Island’s sandy shores and historic lighthouse await.

Whether you’re into history, nature, or just discovering cool new spots, Georgia’s got something for everyone. Here are nine of the coolest towns, each with a population under 50,000, to consider for your 2025 summer adventure. Pack your bags and hit the road—these hidden gems are waiting to be explored!

Natural Beauty in GeorgiaNature lovers adore these seven most scenic small towns full of outdoor views.

Dahlonega

Nestled in the North Georgia Mountains, Dahlonega is a lovely town with a rich history, ideal for a summer getaway. Known for the first U.S. gold rush in the 1820s, its legacy shines at attractions like the Consolidated Gold Mine, where visitors can tour underground, learn about gold mining history, and pan for gold. For those looking to connect with nature, the Chattahoochee National Forest is home to epic hiking trails, waterfalls, and overlooks. Want to cool off? The Etowah River is great for kayaking, swimming, and fishing.

Dahlonega is home to Red Oak Lavender Farm, where you can frolic amidst vibrant blooms and join lavender craft workshops. Afterward, stroll downtown to peruse local shops, cafes, and art galleries before ending the day at Wolf Mountain Vineyards, where award-winning wine pairs with breathtaking mountain views.

Blue Ridge

Situated in Georgia’s Appalachian foothills, Blue Ridge is an enchanting town perfect for a summer getaway. With cool breezes, lush green landscapes, and a happening downtown, you’re in for a treat. Outdoor enthusiasts will love the Blue Ridge Scenic Railway, a picturesque train ride through the mountains and along the Toccoa River. At Lake Blue Ridge, enjoy kayaking, paddleboarding, or relaxing on serene beaches for a cool summer. Don’t miss Mercier Orchards, a family-owned spot offering fresh fruits, baked goods, and a taste of the rural South.

Downtown Blue Ridge is a hub of creativity, featuring fabulous galleries, boutique shops, and fantastic restaurants. Grab a craft beer at Grumpy Old Men Brewing or view a classic film under the stars at the historic Swan Drive-In Theater, a local favorite since 1955.

Madison

Known as “the town Sherman refused to burn,” Madison is one of Georgia’s best-preserved antebellum destinations. The Madison Historic District is a must-see. With around 100 antebellum homes and buildings showcasing the town’s storied past, it's one of the country's largest continuous National Historic Landmark Districts! Be sure to visit Heritage Hall, a breathtaking Greek Revival mansion that provides a glimpse into the lavish lives of Georgia’s 19th-century elite.

For a dose of culture, stop by the Madison-Morgan Cultural Center, a converted schoolhouse featuring exhibits, performances, and cultural programs. Animal lovers can visit the Georgia Safari Conservation Park or enjoy horseback riding at Southern Cross Guest Ranch. Don’t forget that Madison is located in Georgia’s Lake Country and is just a short drive from Lake Oconee. This sprawling lake is ideal for fishing, boating, or a relaxing picnic by the water.

Tallulah Falls

Tallulah Falls is a top-notch summer escape in northeastern Georgia. At its heart lies Tallulah Gorge State Park, home to one of the Southeast’s most stunning canyons. Hike trails that reward you with breathtaking views, or cross the suspension bridge 80 feet above the gorge’s rushing waters. Plan your visit during an Aesthetic Water Release to witness dramatic rapids showcasing the gorge’s power.

Beyond the gorge, Tallulah Falls Lake is a great spot for kayaking, paddleboarding, and picnicking. The Tallulah Point Overlook provides serene views and a quaint gift shop featuring local crafts. From here, birdwatchers can spot hawks and blue herons in the area’s lush surroundings. Meanwhile, those interested in history are glad to know that Tallulah Falls was once a bustling 19th-century Victorian resort town. Today, events like the lively Saturday Night Bluegrass Jams keep the town's spirit alive and bring the community together.

Helen

Transport yourself to Bavaria without leaving Georgia in the quaint town of Helen, modeled after a German alpine village. Wander through downtown, where cobblestone streets are lined with German-inspired shops and restaurants. Visitors can stop by Hofer's Bakery and Cafe for a traditional German pastry or to savor cheese and wine at the Chattahoochee Cheese Market.

Just minutes from downtown, Unicoi State Park boasts endless activities like hiking, fishing, and ziplining around the beautiful Unicoi Lake. Whether you prefer camping under the stars or staying in a cozy lodge, the park is a fabulous escape. Oh, and don’t miss Anna Ruby Falls, a breathtaking pair of waterfalls accessible via a short hike. Then, wrap the day up with a refreshing tubing excursion down the Chattahoochee River right through town with Cool River Tubing.

Tybee Island

Tybee Island, known as "Savannah's Beach," is a top summer destination just outside of the city. Its pristine beaches are ideal for sunbathing, swimming, or shell hunting, while the island’s warm ambiance and ocean views make it an ideal spot to unwind. Nature enthusiasts can amble through the Tybee National Wildlife Refuge, a haven for birdwatchers and those seeking tranquility.

Next, check out the iconic Tybee Island Lighthouse and Museum—a climb to the top of its 145-foot tower awards breathtaking views of the island and the Atlantic Ocean. History buffs will appreciate Fort Screven, a historic military site with fascinating exhibits and remnants of its coastal defense past. Afterward, take some time to savor fresh seafood at waterfront restaurants like The Crab Shack, known for its fresh crab and occasional baby alligator sightings in the lagoon next door.

St. Marys

Located on Georgia’s coast, St. Marys serves as a gateway to the Cumberland Island National Seashore and a serene destination for a summer retreat. Its waterfront setting is a peaceful escape filled with natural beauty and small-town appeal. Check out St. Marys Waterfront Park, a tranquil spot with picnic areas, a marina, and tranquil river views.

As mentioned above, one of the highlights is the Cumberland Island National Seashore, accessible by ferry from St. Marys proper. This pristine island is renowned for its wild horses, unspoiled beaches, and thriving wildlife, making it a must-see for nature enthusiasts. History buffs will find plenty to sink their teeth into in town. The St. Marys Submarine Museum offers fascinating insights into the U.S. Navy and submarine history. Other historic sites include the John Houstoun McIntosh Sugarhouse and Plum Orchard, each granting visitors a glimpse into the area’s storied past.

Sea Island

Sea Island is a serene coastal destination on Georgia’s Golden Isles that delivers luxury, nature, and Southern charm in equal measure. With its miles of private beach, maritime forests, and salt marshes, this peaceful barrier island is the perfect summer retreat for couples, families, and solo travelers alike. A favorite activity among visitors is the Sea Turtle Dawn Patrol, where nature lovers can help monitor nests and possibly spot hatchlings at sunrise. For more wildlife education, stop by the Sea Island Nature Center to learn about the area’s unique coastal ecosystems.

A standout feature of Sea Island is The Cloister, a historic five-star resort that blends Mediterranean-style architecture with top-tier amenities and warm Southern hospitality. Whether you're soaking up the sun at the Beach Club or enjoying an evening concert, Sea Island offers an unforgettable mix of elegance and coastal charm.

Hiawassee

Hiawassee, Georgia, nestled in the North Georgia Mountains, is the ultimate summer getaway for outdoor enthusiasts and relaxation seekers alike. Located on the shores of Lake Chatuge, with its 100 miles of pristine shoreline, you’ll find endless activities like boating, fishing, waterskiing, swimming, and camping. For a comfortable stay, opt for The Ridges Resort or camp along the peaceful lake.

Plant lovers will want to check out the stunning Hamilton Gardens at Lake Chatuge, home to over 1,500 plants and the state’s largest collection of rhododendrons with over 400 varieties. For breathtaking views, hike up to Brasstown Bald, Georgia’s highest peak at 4,784 feet, where an observation deck grants panoramic vistas of the Southern Appalachian Mountains. Wine enthusiasts can unwind at Hightower Creek Vineyards, while music and event lovers will find plenty to do at the Georgia Mountain Fairgrounds, featuring summer concerts and festive July 4th fireworks.

Plan Your 2025 Georgia Getaway

Georgia’s small towns are full of unique stories, flavors, and adventures just waiting to be discovered. From the scenic beauty of Blue Ridge in the mountains to the luxurious escape of the resorts at Sea Island on the coast, these destinations are packed with charm and excitement. Whether you’re ambling through historic streets or relaxing by the water, make 2025 the year you uncover the hidden gems of the Peach State!

Hidden Gems in GeorgiaThese nine towns are Georgia's best-kept secrets.

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Will Tybee Island still hold Easter Sunrise Services on Sunday after Orange Crush?

Just hours after spring breakers file off the beach and out of Tybee, and the Orange Crush stages and tents are broken down and gone, residents of all denominations will be able to welcome Easter Sunday with a sunrise service on Tybee Island's beach.Service will begin around 6:30 a.m. on Sunday at the Tybee Island Pier. Sunrise will occur around 6:49 p.m. Residents are encouraged to bring lawn chairs and coffee.As soon as Orange Crush is over, the plan is for crews to work on opening up the parking lots that night, according to...

Just hours after spring breakers file off the beach and out of Tybee, and the Orange Crush stages and tents are broken down and gone, residents of all denominations will be able to welcome Easter Sunday with a sunrise service on Tybee Island's beach.

Service will begin around 6:30 a.m. on Sunday at the Tybee Island Pier. Sunrise will occur around 6:49 p.m. Residents are encouraged to bring lawn chairs and coffee.

As soon as Orange Crush is over, the plan is for crews to work on opening up the parking lots that night, according to City Marshal and Director of Code Enforcement Walter Hattrich. For Orange Crush, Tybee is implementing the same parking plan they had last year: both parking lots near the pier will be closed and barricades on Butler Avenue will prevent on-street parking beginning April 16.

“We’re going to open up as much parking as possible for Easter Sunday service,” Wattrich said on March 21. “So, if you’re planning on coming to that, don’t worry about parking.”

The 14th, 15th and 16th street parking lots will be opened.

Churches that usually organize and facilitate the sunrise service are Chapel By the Sea Baptist Church, St. Michael’s Catholic Church, Trinity Chapel United Methodist Church, the Bar Church, and All Saints Episcopal Church. A Methodist minister will deliver the lesson, and a small choir from the Bar Church will sing five songs. Two laypeople will read passages.

Destini Ambus is the general assignment reporter for the Savannah Morning News, covering the municipalities, and community and cultural programs. You can reach her at DAmbus@gannett.com

Container Ship Waves Prompt U.S. Army Corp of Engineers' Study to Protect Tybee Island Beachgoers

Oceanographers are using advanced technology, including aerial cameras and underwater sensors at North Beach Share Infinite Scroll Enabled Anchor/Reporter TYBEE ISLAND, Ga. —Beach-goers at Tybee Island’s North Beach have coined the phenomenon “mini-tsunamis” to describe the massive wakes created by passing container ships. The surges, which...

Oceanographers are using advanced technology, including aerial cameras and underwater sensors at North Beach

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TYBEE ISLAND, Ga. —

Beach-goers at Tybee Island’s North Beach have coined the phenomenon “mini-tsunamis” to describe the massive wakes created by passing container ships. The surges, which catch unsuspecting beachgoers off guard, have become a source of concern — not just for visitors, but also for local officials.

On Tuesday, WJCL 22 News' Lydia Blackstone joined a team of researchers from the U.S. Army Corps of Engineers, who are studying the waves to determine how to mitigate the risks they pose to beachgoers.

“When you're relaxing on the beach, a sudden surge can knock over chairs or cause people to lose their belongings.” said Dr. Richard Styles, a research oceanographer with the Army Corps of Engineers.

For the past two weeks, Dr. Styles and his team have been gathering data using high-tech equipment, including cameras mounted on towers for aerial views and underwater sensors to collect information deep beneath the waves.

The data, which is expected to reach terabytes, is part of an ongoing study to understand how the wakes from container ships contribute to the phenomenon.

“We’re here to study these wakes and determine ways to reduce the risk for beachgoers,” Dr. Styles explained.

The study was prompted by concerns from the city of Tybee Island, where the wakes have become more frequent as the Georgia Ports Authority — the fastest-growing port in the U.S. — continues to thrive. Officials are particularly concerned about the surges that can damage personal property and even pose safety risks to those in the water.

In response, Dr. Styles suggested potential solutions, including the installation of a breakwater offshore or an extension of the south jetty, both of which could help arrest the waves before they reach the beach.

While the Army Corps of Engineers will continue collecting data for the next several months, the city of Tybee will ultimately decide how to address the problem.

Dr. Styles estimates it could take up to a year to analyze all the data and present potential solutions.

For now, beachgoers will need to keep an eye on the horizon — where the next “mini-tsunami” could be just around the corner.

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