Employee Benefits

Attract and retain top talent.

As a business owner or HR director, you understand the critical role that a competitive employee benefits package plays in attracting and retaining top talent. We specialize in crafting tailored employee benefits solutions that align with your company's goals, budget, and culture. With our deep industry expertise and commitment to personalized service, we simplify the complexities of benefits administration, ensuring compliance and maximizing value for your team. Whether you're a small startup or a growing enterprise, we're here to guide you every step of the way, acting as your dedicated advocate in a crowded market.

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Client Intake

We start by truly listening. In our initial consultation, we'll dive deep into your business operations, workforce demographics, and specific goals for your benefits package. This is your opportunity to share challenges, priorities, and vision—whether it's enhancing employee wellness, controlling costs, or offering flexible options. Our goal is to build a foundation of understanding that ensures your benefits program reflects your unique needs.

Shopping the Market

Leveraging our strong relationships with all major insurance carriers, we conduct a thorough market analysis tailored to the insights from your intake. We compare plans, negotiate rates, and identify the best-fit options that balance coverage, affordability, and employee satisfaction. No more guessing—we shop smartly on your behalf to deliver competitive proposals without the hassle.

Compliance Check and Policy Implementation

Once a plan is selected, we ensure everything is set up for success. This includes a comprehensive compliance review, integrating essential services like Section 125 and COBRA administration. We'll handle the policy rollout smoothly, providing clear communication and training to get your team enrolled and informed.

Ongoing Account Servicing

Approval is just the beginning. Grey Cardinal acts as your ongoing buffer between your business and the carriers. Say goodbye to frustrating hold times and confusing jargon—we manage claims, resolve issues, and advocate for you directly. Our proactive service keeps your benefits running efficiently, allowing you to focus on what you do best: growing your business.

Renewal and Open Enrollement Support

As renewal approaches, we provide expert guidance to review and optimize your plans. Using Employee Navigator, a leading online benefits administration platform, we streamline the entire process. Employee Navigator simplifies enrollment with user-friendly digital tools, automates compliance tracking, and offers real-time reporting for HR efficiency. It empowers employees to self-manage their benefits while giving you oversight and peace of mind. We'll handle open enrollment logistics, employee communications, and any adjustments to keep your program fresh and compliant year after year.